ATV
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Insurance
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Off Road
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Insurance
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ATV - Insurance - Off Road - Insurance -
ATV & Off-Road Insurance Built for the Ride
Whether you're hitting the trails, exploring your property, or taking your side-by-side out for the weekend, the unexpected can happen. ATV and off-road vehicle insurance can help protect your ride and your finances when covered accidents, damage, or other unexpected events occur.
What Does ATV Insurance Help Protect?
Your Vehicle
Protection for your ATV, UTV, side-by-side, or other eligible off-road vehicle against covered damage.
Your Liability
Helps protect you financially if you cause injury to someone else or damage their property.
Unexpected Damage
Coverage may help with covered events such as theft, fire, vandalism, weather damage, and more.
Coverage Options for Your Off-Road Vehicle
Collision
Covers non-collision incidents such as theft, vandalism, fire, hail, flooding, or other covered events.
Comprehensive
Helps pay for repairs or replacement if your ATV or side-by-side is damaged in a collision with another vehicle or object.
Liability
Helps cover injuries or property damage you may cause to others while riding.
Uninsured underinsured
Provides protection if you’re hit by someone who doesn’t have insurance or doesn’t have enough coverage.
Medical
Helps cover medical expenses for you and your passengers after a covered accident.
Towing
Provides help when you need it most—towing, flat tires, dead batteries, lockouts, and more.
Accessory
Helps protect aftermarket parts, upgrades, and accessories that are part of your ride.
Every ATV, UTV, and side-by-side is different. We'll help you explore coverage options that fit how—and where—you ride.